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"Providing protection within limits to
the Missouri insurance buying public"
The Missouri Insurance Guaranty Associations provide
protection, within limits, to insureds, beneficiaries, and claimants who
are disadvantaged due to the insolvency of a member insurance
company. Not all companies are member companies and not all types of
insurance polices and coverage are subject to the protection provided by the Missouri Insurance Guaranty Associations.
There are two insurance guaranty associations in
Missouri. They are jointly administered from one office.
However, they have separate and distinct responsiblities under their
respective statutes. One association is responsible for insurance
company insolvencies among the member life and
health insurance companies, and the other association is responsible
for insolvencies occurring among the member property and casualty insurance companies.
This website is intended to assist you in understanding the role that
the Missouri Insurance Guaranty Associations play as part of the insurance
industry in this state. Please take the time to examine the related
pages of this website. If you have questions that are not addressed
on this website, our staff can be reached through the contact
information that is available.
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